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DISCLAIMER OF LIABILITY

Yova AG accepts no liability whatsoever for the correctness, accuracy, up-to-dateness, reliability and completeness of the information.

Liability claims against Yova AG for material or immaterial damage arising from access to, use or non-use of published information, misuse of the connection or technical faults are excluded.

All offers are non-binding. Parts of the pages or the complete publication including all offers and information might be extended, changed or partly or completely deleted by Yova AG without separate announcement.

Regulatory status of inyova

Yova AG is licensed to provide asset management services in Switzerland. The business and legal relationships between Yova AG and its customers are subject to Swiss law.

LIABILITY FOR LINKS

References and links to websites of third parties are outside our area of responsibility. Any responsibility for such websites is rejected. Access to and use of such websites is at the user's own risk.

TRADEMARK and COPYRIGHTS

The copyright and all other rights to content, images, photos or other files on the website belong exclusively to the company Yova AG or the specifically named rights owners. The written consent of the copyright holder must be obtained in advance for the reproduction of any elements.

Encryption

All data exchange with our websites is encrypted. However, the exchange of data and information with our mail servers is unencrypted. Therefore, when communicating via e-mail, the data sent might be viewed by third parties. In addition, data may be transferred across borders, even if the sender and recipient are located in Switzerland. The confidentiality of the data transmitted by e-mail is therefore not guaranteed.

Data Privacy

Based on Article 13 of the Swiss Federal Constitution and the data protection provisions of the Swiss Confederation (Datenschutzgesetz, DSG), every person has a right to protection of his or her privacy and to protection against misuse of his or her personal data. We comply with these provisions.

In close cooperation with our hosting providers, we strive to protect our databases as good as possible from unauthorised access, loss, misuse or falsification. When you access our website, the following data is stored in log files: IP address, date, time, browser request and generally transmitted information about the operating system or browser. These usage data form the basis for statistical, anonymous evaluations, so that trends can be identified, on the basis of which we can improve our offers accordingly. All data will be treated strictly confidential.

By using our online offerings and visiting the website, you agree that the data you have provided may be processed by Yova AG and may also be transmitted to service providers abroad while maintaining confidentiality.


Use of web analytics tools: Like most websites, we use web analytics services such as Google Analytics to optimise our online offering. These use so-called "cookies", i.e., text files that are stored locally on the user’s computer and enable an analysis of user behavior. The information generated by the cookie about user behaviour (including your IP address) is transmitted to web servers of web analysis services (e.g. Google) abroad and stored there. The provider of the analysis service may transfer such information to third parties if required to do so by law or if third parties process this data on behalf of Google.

You may refuse the use of cookies by selecting the appropriate settings on your browser. Our website uses Google Analytics reports on performance by user demographics and interests and uses data and visitor data from third parties (e.g. age, gender and interests) obtained by Google through interest-based advertising in Google Analytics. You can disable Google Analytics for display advertising through Google's ad settings. You can disable Google Analytics at https://tools.google.com/dlpage/gaoptout/.

By using our website, you consent to the processing of the data collected by Google in the manner and for the purposes described above. We use social plugins, e.g. Facebook like buttons and Twitter icons. These are marked with the provider's logo. When visiting an Yova website, a direct connection to the plug-in provider's server is established. This may allow the provider to associate your visit to our website with your profile. If you use the plugin buttons, this information is communicated directly to the provider and noted there. We would like to point out that the data protection provisions may change over time without specific notice. By visiting the website, the user declares his agreement with the applicable data protection regulations.

Cookies

A cookie is a set of data and information that websites store on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. We use cookies to identify and track visitors, and to analyse user behavior. Yova visitors that do not wish to have cookies placed on their computers can prohibit the use of cookies through their browser settings. Several website features might not be operating properly if cookies are deactivated.

Applicable Law

This website and the use of services in connection therewith are governed exclusively by Swiss law. The exclusive place of jurisdiction for all disputes in connection with the use of this website is Zurich.
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